One of the largest lenders in the U.S., online lender Rocket Mortgage lists sample rates on its website ... government-backed HomeReady and Home Possible loans, which only require a 3% down ...

CrossCountry Mortgage offers a wide range of mortgages, including more niche loan types for those in unique situations. In addition to its standard lineup, you can get manufactured home loans ...

Sample refinance mortgage rates are based on the home value, current loan balance, and ZIP code. Unfortunately, sample mortgage rates cannot be customized by credit score and are based on a FICO ...

But before you jump in, let's consider all the angles. A mortgage refinance is a loan swap. You take your old home loan to a lender — it doesn't have to be the same one that gave you the ...

Your credit score gives lenders a sense of how likely you are to make regular, on-time mortgage ... refinance does have more strict qualifications: Borrowers need a 580 credit score and 3.5% in ...

Pre-approval requires a more extensive look into your personal finances than pre-qualification, typically including a hard ...

Federally registered broker and correspondent lender Milestone Mortgage Solutions has acquired Willow Home Loans and is looking to join the $1 billion origination club this year. Milestone ...

Lower interest rates are here—but should homeowners rush to refinance? Mortgage loans generally start with a fixed-rate period—typically two to three years—before transitioning to a variable ...

Natalie toggles between news stories and enterprise reporting to bring timely personal finance topics to readers. Her mission is to help inform people of all financial backgrounds about events ...

When you refinance your home, you're replacing your existing mortgage with a new one that, ideally, has a lower interest rate, better terms, or both. While this can lower your mortgage payment ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

The advantages of refinancing a mortgage can include lowering your interest rate, changing your loan term and unlocking some home equity. The disadvantages of refinancing include closing costs ...