Pay Later plans could help build your credit history, but missing a payment could hurt your credit score later on.

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

There are several home loans for bad credit and certain assistance programs that could help with some of the upfront costs. ...

Bad credit can hold you back financially. While it might be more challenging to find an auto loan, it's still possible to get ...

Credit-scoring models have various ranges -- from "poor" or "subprime" to "excellent" or "super-prime" -- depending on the ...

Typically defined as a FICO score of below 580, a bad or poor credit score signals to lenders that a borrower is at a higher risk of defaulting. This can make debt relief programs like debt ...

Having a history of bad credit may mean it’s tricky to get a mortgage – but not impossible. Darren Polson offers advice on ...

Business credit cards are similar to personal cards, but they're almost always used to cover business expenses. You can qualify for one regardless of whether you've structured your business as ...

The main difference is that people with good credit have access to lower interest rates and better refinancing options making debt consolidation easier. In contrast, those with bad credit must rely ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big ...

If you have bad credit, the homebuying process can ... which you can get with a credit score of 500 and 10% down. Standout benefits: Rocket Mortgage's Fresh Start program helps applicants boost ...

Below, we outline credit score requirements for common mortgage types, look some of the best lenders if you have bad credit and show you simple ways you can improve your score. What credit score ...