Payment history is a major consideration when it comes to calculating your credit score, making up ...

A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to ... be sent by email, if using the postal system ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment ... if they accept goodwill requests via email. An email has the advantage of ...