American Express Black Card requires a significant annual spending to even be considered. J.P. Morgan Reserve Card, also known as the Palladium Card, is crafted from actual palladium and gold.

Terms apply to American Express benefits and offers ... There are very high spending requirements to get a black card. Generally, a card issuer invites only their most loyal customers who spend ...

Instead, American Express hand-picks potential cardholders, and reaches out to offer a private invitation. While the requirements for getting an invite for the Black Card aren't officially ...

You have to receive a private invitation from American Express. So, how do you get an invite for a black card? While the requirements aren't officially published, rumor has it that you have to be ...