Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

Even one missed due date can hurt your credit history more than you think. Here’s how much damage it can cause, and what you ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...

By the same token, if your utilization is in that 75-90% range and you start bringing it down, your credit score could improve noticeably. Exactly what happens to your credit score will depend on ...

If your credit scores aren't looking as perky as you'd like, look to your reports to find out why. If you notice a lot of high balances, then high credit utilization is likely the culprit.