Also known as debt settlement, debt relief involves negotiating with creditors to settle for a payment that is less than what ...

Credit scores could drop by more than 150 points for some borrowers and will likely result in "reduced credit limits, higher ...

While debt settlement does affect your credit, for those who are already behind on their payments and struggling to manage their finances, it could provide invaluable relief. If successful, you could ...

More than 9 million student loan borrowers could see their credit scores plunge significantly over the next few months.

Instant online loans are easier to apply for due to streamlined digital processes. These loans facilitate swift access to funds, which may be useful for those in financial shortages. It […] ...

Credit-scoring models have various ranges -- from "poor" or "subprime" to "excellent" or "super-prime" -- depending on the ...

If you bought a new car in the last five years, you might be sharing more than just the road. A new Consumer Reports ...

Credit score myths often go unquestioned, leading many to accept them as facts. However, widely held beliefs about this important financial concept can be misleading. Understanding the truth is the ...

As prices on goods and services soar, some money moves may boost your spending power. Consider these credit card tips to earn ...

Paying off your mortgage is a huge financial milestone that many people dream of achieving. But once that day finally arrives, you may find yourself wondering, "Now what?" Let's look at how ...

The credit score you need will vary depending on the type of loan. A score of 620 is a "fair" rating, but people applying for ...