One of the largest lenders in the U.S., online lender Rocket Mortgage lists sample rates on its website ... government-backed HomeReady and Home Possible loans, which only require a 3% down ...

CrossCountry Mortgage offers a wide range of mortgages, including more niche loan types for those in unique situations. In addition to its standard lineup, you can get manufactured home loans ...

But before you jump in, let's consider all the angles. A mortgage refinance is a loan swap. You take your old home loan to a lender — it doesn't have to be the same one that gave you the ...

Sample refinance mortgage rates are based on the home value, current loan balance, and ZIP code. Need to know Unfortunately, sample mortgage rates cannot be customized by credit score and are ...

Pre-approval requires a more extensive look into your personal finances than pre-qualification, typically including a hard ...

Lower interest rates are here—but should homeowners rush to refinance? Mortgage loans generally start with a fixed-rate period—typically two to three years—before transitioning to a variable ...

Natalie toggles between news stories and enterprise reporting to bring timely personal finance topics to readers. Her mission is to help inform people of all financial backgrounds about events ...

When you refinance your home, you're replacing your existing mortgage with a new one that, ideally, has a lower interest rate, better terms, or both. While this can lower your mortgage payment ...

A 15-year mortgage refinance is a new home loan that replaces your existing mortgage and is paid off in a 15-year span. Keep in mind that if you currently have a 20- or 30-year term and choose to ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.