Learn what could be negatively impacting your credit score, from a high utilization rate to late payments and more.

Going over your credit limit can result in declined transactions, over-the-limit fees and a possible decrease in your credit ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Welcome back to the Money blog. We've kicked off the week by exploring what it's like to be a teacher - and it's not all ...

Credit card debt has skyrocketed in recent months, and if you're carrying a balance, it's time to fix the issue.

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more debt than other generations, remained at its 2023 average score. (The ...

On the flip side, having future plans may be a green flag, or positive, behavior. The survey found that more than three-quarters of Americans (76%) say having consumer debt — like credit card or ...

There are several ways to consolidate credit card debt, including balance transfer credit cards, debt consolidation loans, peer-to-peer loans and home equity lines of credit. Consolidating credit ...

Do balance transfers affect your credit score? Shifting a balance from one card to another can impact your credit score in both positive and negative ways depending on a range of factors. Your credit ...

Or if you're new to building credit, a secured credit card can help you establish a positive credit history ... the rate at which your credit card balance accrues interest. You accrue interest ...