A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds ...

A negative credit card balance arises from overpayment, dropping below zero. Learn about its impact on credit scores and limits, and what to do about it.

A negative balance on a credit card may seem bad, but it's actually a good thing. We break down what it means and what your options are.

A negative balance on a credit card, also known as a credit balance, is a credit to your account when your balance is below $0. It indicates that the card issuer owes you an amount of money.

While not everybody realizes this, you can have a negative balance on your credit card. It doesn't happen often, because your card balance is the sum of your unpaid transactions.

Learn what a negative balance on a credit card means, why it happens, and how to manage it. Explore credit card refunds and overpayments.

While a negative balance on your credit card is usually just an inconvenience, it's a whole different story if your card issuer freezes your account.

Take advantage of a negative balance on your credit card to cover a purchase, or ask your issuer for a refund.

If you’re working hard to pay off your credit card bill every month, the possibility that you’d overpay your bill and have a negative credit card balance might be laughable to you. But you’d ...