The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest rate, including any discount points.

Though mortgage rates may stay near current levels in July, longer-term forecasts aren’t set in stone. Rates could rise, fall or move in a straight line depending on how strong or weak the economy is ...

For most prospective homebuyers, a 30-year fixed-rate mortgage is the top choice compared to other types of home loans. It offers the appeal of lower monthly payments by stretching the loan over three ...

Nearly 1 in 5 new-car shoppers in Q2 2025 committed to $1,000+ monthly payments — the highest share ever recorded. Average ...

Today’s ARMs are much more regulated now than they were back in 2008. Here’s what to know about how they work — and when they can be a strategic way to navigate a complicated housing market.

Will Savings Rates Go Up or Down in 2025? The Federal Reserve voted to hold interest rates steady at 4.25% to 4.50% at its June 18 policy meeting, extending its wait-and-see approach as it ...