Debt collectors are required by the Fair Debt Collection Practices Act (FDCPA) to mail a debt validation letter with information regarding the debt they want to collect from you. This letter must ...

In such cases, sending a validation letter does not violate the FDCPA. The court agreed with the defendant, finding that the plaintiff’s letter both disputed the debt and constituted a refusal ...

The Consumer Financial Protection Bureau (CFPB) offers templates for these letters on their website. Request specific documentation, including: The Fair Debt Collection Practices Act (FDCPA ...

If you've received a call or a letter from a debt collector claiming ... Learn how to get rid of your high-rate credit card debt now. The FDCPA establishes clear timelines that must be followed ...