However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

Within five days of first contacting you, debt collectors are required by law to send a written validation notice ... send a debt verification letter via certified mail with return receipt ...

“One thing we can do is ask for a validation letter of the debt. If someone is contacting you about your debt you supposedly owe, by law, you’re allowed to request a validation ...