Debt collectors send debt validation letters to verify that a borrower is responsible for a debt. Debt collectors must send a debt validation letter within five days of first contacting you.

But exactly how long does a credit card debt collector have to resolve a dispute? That's crucial information to know, as ...

The court found that the debt collector’s actions did not violate ... In such cases, sending a validation letter does not violate the FDCPA. The court agreed with the defendant, finding that ...

Within five days of first contacting you, debt collectors are required by law to send a written validation notice ... send a debt verification letter via certified mail with return receipt ...

You have 30 days to respond to the letter for more information or to dispute the debt in writing. "In addition to disclosing more details about the collection agency, the validation should include ...