You should send a debt validation letter within 30 days of receiving the initial collection notice if you dispute the debt or have doubts about its validity. Read next ...

Sending a second notice is often necessary if the first ... One tool that I’ve found incredibly helpful is using debt collection letter templates. These templates save time and ensure that ...

When a lender charges off an account as bad debt, it means it no longer intends to try to collect payment on it. This usually ...

A lawsuit filed in Chattanooga claims a debt collection company was 'reckless' and 'grossly negligent' when it took 5 days to ...

which may have legal obligations under the Fair Debt Collection Practices Act. The advisory opinion detailed multiple ways companies are violating federal law when they collect — or attempt to ...