Whether you’ve canceled the card by phone or by mail, it’s best to follow up with a certified letter announcing that you have requested to close the account. Don’t just take the credit card ...

Card issuers can close your credit card account without notice for a number of reasons, such as inactivity, default or delinquency. If you haven't used your account within a certain period of time ...

For instance, HDFC Bank requires a written letter from the cardholder to close a credit card. Axis Bank credit card can be closed by logging into your netbanking account, while for SBI it requires ...