Lounge access, elite status and a slew of available travel and business credits make this card quite valuable — if you’ll use all of those perks. If not, the annual fee isn’t worth it.

$695 N/A See Pay Over Time APR Earn 80,000 Membership Rewards® points If you want as many premium travel perks as possible, The Platinum Card® from American Express could be the right card for you.

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