A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds ...

keep in mind that if you don't pay your balance in full each month, the interest cost can exceed the value of the benefits you receive. Having multiple credit cards can be negative or positive.

Compare two smart ways to consolidate debt: a balance transfer or a personal loan. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

On-time payments can help you build a positive credit history. Credit building is the main draw of the Capital One Platinum Credit Card, so you should focus on paying off your balance in full each ...