There are two primary options for investing in an IDF. The cheapest route is taking out a private placement variable annuity ...

Most Employee Stock Ownership Plans (ESOP) participants transfer their company stock to a traditional IRA starting around age ...

The IRS views interest on a savings account as earned income, whether it's $1 or $1,000. So, if you received interest on a ...

Dividends are a portion of a company’s profits issued to shareholders and are taxable. Learn the dividend tax rate and what ...

A long and active retirement may be costly — and may even bump you into a higher tax bracket. Paying some taxes on your ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

(Think Roth IRAs and Roth 401(k)s.) In years when income is lower, you might choose to rely more on tax-deferred accounts, such as traditional IRAs and 401(k)s. Spreading your savings and ...

However, they would incur a federal income tax bill of $2,400 in years 4 through 17 of a 30-year retirement as a result of relying too heavily on their tax-deferred assets, which are taxed as ...

The delay in taxation causes the MLP to be a tax-deferred investment. When you eventually sell all of your shares, appreciation of the units will be treated as capital gains, not ordinary income.