However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

Debt collectors send debt validation letters to verify that a borrower is responsible for a debt. Debt collectors must send a debt validation letter within five days of first contacting you.

If you've received a call or a letter from a debt collector ... within 30 days of receiving the initial debt validation notice, the debt collector must cease collection activities until they ...

The court found that the debt collector’s actions did not violate ... In such cases, sending a validation letter does not violate the FDCPA. The court agreed with the defendant, finding that ...

Within five days of first contacting you, debt collectors are required by law to send a written validation notice ... send a debt verification letter via certified mail with return receipt ...

"The first step is to verify the debt's authenticity by requesting a validation letter from the collection agency, which provides detailed information about the debt," says Brown. "If they cannot ...