D ealing with debt collectors can be a frustrating process, especially when you're not sure if the debt they're reaching out about is even yours. Mistakes happen, after all, and s ...

Sometimes collection agencies sell entire portfolios ... the first step is to send the debt collector a written letter contesting the debt, and requesting documentation of the amount that they ...

But does a $5,000 debt really warrant a lawsuit? While $5,000 is a significant amount, it's not always a guaranteed lawsuit.

Debt collection scams are among the most persistent and anxiety-inducing of all such schemes. Scammers call, text, or even ...

The Consumer Financial Protection Bureau (CFPB) offers templates for these letters on their website. Request specific documentation, including: The Fair Debt Collection Practices Act (FDCPA ...