The credit score you need will vary depending on the type of loan. A score of 620 is a "fair" rating, but people applying for ...

The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying ...

During the mortgage process, lenders evaluate a potential homeowner's credit to determine their borrowing capacity and the ...

How to score a cheaper mortgage rate today. Taking some (or all) of these steps can reduce your rate by 1% or even more. 1.

USDA loans often require decent credit scores — you'll need a score of at least 640 to qualify with many USDA loan lenders. However, like other government-backed mortgages, USDA loans also have ...

If you have your sights set on a higher-end home, you may find you don’t qualify for some lending options. The same may be ...

Your credit score is a number used by lenders ... These loans are easier to qualify for than conventional mortgages, which makes them a helpful option for borrowers who have lower credit scores ...

Getting approved for a mortgage can be tough: Lenders pore over every aspect of your finances, including your income, and outstanding debts. CNBC Select compared more than 22 mortgage companies ...

Mortgage rates are hovering in elevated territory, with a lot of uncertainty about where they're headed. But doing any of ...

Here is a list of our partners and here's how we make money. Yes, you can still get a mortgage if your credit score is below 620. Expect some tradeoffs: You’ll probably need a larger down ...

We reviewed and compared credit requirements, rates, fees, and terms of the best mortgage lenders for bad credit to help you ...