Whether you’ve canceled the card by phone or by mail, it’s best to follow up with a certified letter announcing that you have requested to close the account. Don’t just take the credit card ...

Managing your credit score is mostly about how much debt you carry and how you navigate its repayment — so for the most part, a bank account closure won’t hurt you. That said, there are a few things ...

If you cancel a credit card, your available credit limit will decrease. But the amount you owe on other accounts stays the same, so you could potentially drive your utilization up. The amount you ...

How To Cancel Your Credit Card Without Hurting Your Credit ... Be sure to get a record of the account closure via email or letter. Check your credit report regularly. After about a month, you ...