The credit card perks or benefits in this post have changed or expired. Please see our best American Express Cards for current offers. They may look identical, but charge cards and credit cards ...

Amex cards like The Platinum Card® from American Express and the American Express® Gold Cardhave no preset spending limit and require full monthly repayment, meaning they are charge cards.

The American Express Green Card offers the ability to earn valuable Membership Rewards points in categories that include travel, transit and dining for a moderate annual fee of $150.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. While some people think of charge cards and credit cards as interchangeable, there are key differences ...

In fact, a handful of Amex cards don’t charge an annual fee at all: Basic Card – this personal charge card has no spending limit, and is designed to be paid off in full every month.

A charge card is a type of payment card that charges no interest. ... but they're not true charge cards since Amex offers payment flexibility through its Pay Over Time and Plan It programs.

The main reason: Compared with the other payment networks, AmEx tended to charge merchants higher interchange fees, aka "swipe fees."When you swipe (or dip or tap) a credit card, the store pays a ...

All card issuers offer credit cards, while very few issuers offer charge cards. Amex offers a variety of no preset spending limit (NPSL) cards, such as the American Express® Gold Card, which ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. While charge cards and credit cards share a similar appearance and function, they operate differently ...