If a credit card refund results in a negative account balance, the issuer will return the money. Alternatively, you could charge additional purchases to bring the balance back up to zero or more.

A balance transfer credit card could offer you a chance to pay less interest while paying off – or at least reducing – your balance. If you move your account balances to the card and pay it ...

For example, the Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers made within 120 days. After the intro period is ...

If you want to steer clear of credit card interest fees, you’ll need to pay the full statement balance due on your account. (Note: There’s an exception to this rule if you’re taking ...