Federal student loan rates are fixed and set by a formula created by Congress that changes annually. Private student loan ...

The interest rate for undergraduate federal student loans disbursed between July 1, 2025 and June 30, 2026 will be 6.39%, ...

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time ...

For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from ...

It’s not just the younger generations carrying student loan debt. But whether you should refinance depends on a wide range of ...

College students taking out federal loans for the 2025-26 academic year will benefit from slightly lower interest rates, according to the U.S. Department of Education. The reduct ...

The excitement of college can quickly turn to sticker shock when that first bill arrives. Many students and families quickly ...

A spate of modifications to the federal student loan system since 2020 have made it difficult for borrowers to keep up, making it challenging for some to resume repayments.

plus a fixed interest rate increase. Federal student loans are fixed, meaning they won't change during the lifetime of your loan, and there's an interest cap in place. Private Student Loan ...